All of our products are 100% digital life insurance products designed for the worksite and direct to consumer retail. Our worksite products include an income protection, term life, and whole life products all delivered via API. Our retail products include term life, whole life, income protection and mortgage protection all delivered via API.
Afficiency’s combines cutting-edge technology, product design, reinsurance partnerships and distribution network to provide an ‘all-in-one’ solution. Afficiency creates products specifically designed for digital distributors. We developed—and perfected— products that are easy to understand, affordable to purchase and simple to manage. We take the angst out of life insurance and help people figure out how much they need, without health exams and blood work on platforms they already transact.
No, we do not take any commissions.
Our all of our product’s policies are issued digitally, and self-managed in a service portal online.
Never! Customers will never be sent to a medical exam; all decisions are real-time and 100% digital. All while providing the best pricing available in a digital setting and with approval calibrations 30% greater.
Carriers, digital distributors, and ultimately consumers.
The income protection product is individually owned, decreasing term, life insurance product with 100% digital experience from quote to policy.
Afficiency’s proprietary likelihood to be approved score, ApprovedAPI, helps our distribution partners optimize their conversion funnel and improve approval rates by identifying and targeting better risk prospects.