IncomeSense Income Replacement

Underwritten by Western & Southern Financial Services, IncomeSense is a decreasing term life insurance solution offering a death benefit in the form of a guaranteed monthly payout stream to beneficiaries for income replacement or mortgage payment protection.

IncomeSense is designed to be less expensive than traditional level term insurance with premium rates guaranteed to never increase.

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$5000

Monthly Payment

Max Payout

Issue Ages

from 20 to 55

Coverage Duration

up to 30 years

Key Benefits

Decision in Minutes

Fast and convenient data driven underwriting process with a decision in minutes and policies issued instantly

No medical exam

No medical exam, no personal health information or attending physician’s statement

Level premium

Level premium varies by issue age, gender, smoker status, term duration, rate class, and coverage amount

6 rate classes

6 rate classes: 4 non-nicotine, 2 nicotine

IncomeSense Income Replacement

Monthly Payment

Issue Ages

Coverage Duration

Key Benefits

Decision in Minutes

No medical exam

Level premium

6 rate classes

Address

Company

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