Director, Life Insurance Product Management

About Afficiency 

Afficiency is a rapidly growing Insurtech startup whose mission is to provide life insurance to everyone on the platforms they already trust. Located in NYC, we design life insurance products that can be purchased entirely digitally and can be easily embedded into distribution platforms or with agents who sell insurance. The company is experiencing rapid growth and is well-funded. We are looking for new team members to join us on our journey to shake up the life insurance industry. We need individuals who bring passion, curiosity, and a desire for excellence. 


Job Overview 

The Director, Insurance Product Management will lead the development of new and existing insurance products which are critical to Afficiency’s growth and continued industry leadership. This is a high-profile role within Afficiency and will directly report to the Chief Executive Officer and have heavy exposure to the rest of the executive team. 



  • Work closely with Chief Executive Officer to understand and develop product strategy 

  • Lead development of new and existing insurance products through ideation, planning, execution, evaluation, and revision 

  • Take hands-on approach to completing necessary tasks to create new products including development of applications, forms, and policies for regulatory filings; underwriting guidelines, product pricing, reviewing actuarial models; developing product models; market and pricing analyses; negotiating key terms with insurers and reinsurers; presenting new products to sales, marketing and other teams across the organization 

  • Be the key point of contact and product expert across the organization 

  • Work closely with the Operations and Technology teams to facilitate the digitization of new insurance products that you develop 

  • Work closely with the Sales and Finance teams to incorporate market demand and profitability hurdles into your product development goals 

  • Coordinate and manage internal and external resources in a timely and cost-efficient manner 

  • Ability to collaborate with insurance carrier and reinsurance partners and their product, operations, actuary and underwriting teams  

  • Lead the qualitative and quantitative assessment of products, performance, market and competitive dynamics 


Key Criteria  

  • Strong knowledge of the life insurance industry and a thorough understanding of the industry business processes and products 

  • Deep understanding of the components that drive successful products, including distribution, pricing, underwriting, compliance, policy administration, and attributes specific to life insurance products 

  • Comfort working with a sense of urgency in a fast-paced environment to push initiatives to the finish line and meet deadlines 

  • Comfort with working closely and representing Afficiency in front of senior executives from clients, insurance carriers, and distributors 

  • Self-starter mind-set with a passion for building great products 

  • Roll-up-the-sleeves attitude to get things done both individually and with the help of others across the organization 

  • Ability to think independently and to find solutions with limited guidance and resources 

  • Qualitative and quantitative analytical skills 

  • Strong written and oral communication skills 

What We Offer   

  • Fully Remote work 

  • Stipend to purchase work-from-home equipment 

  • Competitive salary with equity options 

  • Robust health, dental, and vision benefits for employee and dependents 

  • 401k matching contributions 

  • Generous PTO policy  

  • Work at a supportive and fast-growing startup with a fantastic team   

  • Environment to learn from other team members, grow a business from the ground up     

  • Support in developing your skills and accelerating your career quickly   

  • Opportunity to make an impact in the lives of tens of millions of consumers and get families the protection they need    

Afficiency is an Equal Opportunity Employer.


Afficiency, Suite 404
101 Greenwich Street, New York, NY, 10006

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