How it Works
Usually the medical exam will involve recording the applicant's height, weight, pulse and blood pressure, in addition to a blood and urine sample. There could also be the possibility of an electrocardiograph (ECG), especially if the applicant is over 50 and applying for a policy in excess of $1,000,000. It can be an invasive process, especially if the applicant is needle phobic or...
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How it Works
Usually the medical exam will involve recording the applicant's height, weight, pulse and blood pressure, in addition to a blood and urine sample. There could also be the possibility of an electrocardiograph (ECG), especially if the applicant is over 50 and applying for a policy in excess of $1,000,000. It can be an invasive process, especially if the applicant is needle phobic or not fond of being poked.
While the medical exam can take anywhere from thirty minutes to an hour, it is the scheduling of the exam that can sometimes cause friction and frustration for the applicant and distributor. In today's busy world, scheduling a life insurance medical exam can be a challenge and could be an opportunity for the applicant to drop out of the process.
This is where instant issue, no-exam life insurance, such as those offered by distributors associated with Afficiency, can really come into their own.
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