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Assure

Assure Level Term®

Underwritten by the Savings Bank Mutual Life Insurance Company of Massachusetts (SBLI), Assure Level Term® is a data-driven instant issue product designed with more options for your clients and higher compensation for you – perfect for brokerage agents.

Benefit Amount - $100,000 to $1,000,0001

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$1000000

Maximum Face Amount

$100,000 to $1,000,0001

30

Maximum Term Length

10, 15, 20, and 30 year terms

65

Ages

18 to 65

Key Benefits

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Fast And Convenient

Fast and convenient, data driven underwriting process with a decision in minutes and policies issued instantly.

application
No Medical Exam

No medical exam, no personal health information or attending physician’s statement.

Compensation
Premium Levels

Level premium varies by issue age, gender, smoker status, term duration, rate class, and coverage amount.

RateClasses
5 Rate Classes

5 rate classes: 4 non-nicotine, 1 nicotine

Conversion
4 riders available

Charitable giving, accelerated death benefit rider, children’s level term rider, and accidental death benefit rider.

Conversion-1
Conversion

Conversion to a universal life policy at any point prior to the earlier of attained age 70 or the end of the level term period. Conversion to universal life is only allowed on face amounts greater than or equal to $100,000. ²

 

 

¹Benefit amount maximum varies by age. ²Please note, term conversions to a universal life policy are not available in California.

For the education of producers/brokers only. Not for use with the public. Policy Form Series #: 21-P-SIT, 18-R-AXRDB, 19-R-CaGCLTI, 21-R-CGB, 18-R-AXDDB. SBLI is a registered trademark of The Savings Bank Mutual Life Insurance Company of Massachusetts, Woburn, MA. NAIC #70435. Licensed in 49 states and DC (excludes NY). Products and features may not be available in all states. © 2024 All rights reserved. 07/2024

 

24-1051

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Address

Afficiency, Suite 404
101 Greenwich Street, New York, NY, 10006

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