Collaboration is Key

Building 100% digital life insurance products starts from the ground up. That’s what Afficiency does! We work with like-minded and dedicated teams at our carrier partners to design, file and launch products specifically designed as digital first.


Our Carrier Partners

Afficiency has teamed with carrier partners including the Savings Bank Mutual Life Insurance Company of Massachusetts (SBLI) and Western & Southern Financial Group.

  • Over 1,000,000 families protected since founding in 1907
  • Over $4B in total dividends and benefits paid to families
  • SBLI Mission – make you feel confident and positive about protecting your family's financial future
  • SBLI Values – Always treat others with kindness, compassion, and respect
  • Ratings:
    • AM Best A (Excellent) 1
    • Standard & Poor’s A- (Strong/Stable) 2
    • Better Business Bureau A+
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  • 130-year+ heritage of meeting the financial stability needs of their customers
  • Over 6.5 million clients, policyholders, and account owners
  • Over $4B in total claims, dividends and benefits paid to families
  • Ratings:
    • AM Best A+ (Superior)
    • Standard & Poor’s AA (Very Strong)
    • Moody’s Aa3 (Excellent)

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The Savings Bank Mutual Life Insurance Conmpany of Massachusetts, Woburn, MA. NAIC #70435. products and features may not be available in all states. © 2023 All rights reserved. 23-4056 3/23




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101 Greenwich Street, New York, NY, 10006


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